Post-Graduate Support

Pace Law School offers a Loan Repayment Assistance Program (LRAP) designed to help graduates with low income and high law school loan debt continue performing legal work for nonprofit organizations or the government. To be eligible, you must owe no outstanding balance to Pace Law School and must first take advantage of other available loan repayment assistance programs offered by the state, bar foundations, fellowships, or employers before accepting LRAP support from Pace. Recipients are determined by their level of indebtedness and adjusted gross income. Pace graduates in private or non-legal employment are not eligible for the LRAP.

How it works
Pace Law School will extend a loan to help you pay off your federal and state loans each year for the three years you remain in qualifying employment. The award year typically begins on January 1 and ends on December 31, and disbursements are made semi-annually, in January and June. The Law School will treat each year independently and forgive the entire loan, each year, upon satisfactory completion of that loan period. To receive 100% loan forgiveness, the participant must be in good standing for the complete year with regard to all LRAP eligibility requirements. The maximum repayment term is five years with an interest rate not to exceed the federal student loan rate at the time qualifying employment ends. If the participant changes employment during the three–year period, payment will continue as long as the position qualifies for coverage under the program.

Applying for the LRAP
Annual program benefits begin January 1 and end December 31; completed applications must be received by the Office of the Dean for Students no later than December 15 to be considered for the following year’s benefits. Disbursements are made in January and June; to receive June benefits, you must send certification of continuing qualifying employment. To apply, you must submit the following:

• 1. Completed application form.
• 2. Proof of qualifying employment (e.g., completed certification form).
• 3. Verifiable income data from the employer.
• 4. Statement of educational debt from the loan servicer.
• 5. Most recent federal income tax return.

All matters concerning program eligibility and repayment issues should be made in writing to:

Office of the Dean for Students
Pace Law School
78 North Broadway
White Plains, NY 10603-3796